[LINK] Consumer computer security

Marghanita da Cruz marghanita at ramin.com.au
Tue Jan 23 13:00:08 AEDT 2007

Alan L Tyree wrote:
> Or this one with the same bank. Banking practice here made the fraud
> almost inevitable, and then the Victorian Court of Appeal let them get
> away with it: 
> http://www2.austlii.edu.au/~alan/fraud-by-design.html
On the handful of occassions I ring my (not westpac) bank's telephone
call centre, the operator insists I have to set a password. When I
refuse, they set one for me, saying it will speed up future processing!
As I do not use Internet or Telephone banking - I am guessing/hoping
that if there is a fraud on my account, the issue will be resolved with 
a minimum of fuss.

Note, I do have some confidence in my bank as they have detected and 
addressed an Internet Fraud on my credit card.

With regard to physing, if a username/password is captured in a phishing 
scam, don't they also
need to fake the IP address?

These thre reference may also be of help/interest

Banking on six pillars of safety
S Krishna Kumar, GM (IT) & CISO, SBI, has rested his security strategy
on six pillars of safety that include governance, risk assessment and

ANAO Audit Report. No.45 2005–06, Internet. Security in Australian.
Government Agencies.


Marghanita da Cruz
Telephone: 0414-869202
Ramin Communications Pty Ltd
ABN: 027-089-713-084

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