[LINK] refusing contactless cards

[Jim Birch]

Product idea: A skim detector keyring?


On 1 August 2013 17:37, Harry McNally
<harrymc at decisions-and-designs.com.au>wrote:

> Hello Karl (and Link)
>
> On 01/08/13 13:46, Karl Schaffarczyk wrote:
> > Craig,
> > My local credit union (CPS) happily disabled the contactless
> functionality
> > of their card when I requested it.
> >
> > Their solution was to set the authorised transaction limit to zero, which
> > doesn't stop presentation of the card, but all transactions are declined.
> > The chip and magstripe both work just fine.
>
> I assumed (perhaps incorrectly) that the fast response of PayWave meant it
> was
> not authenticating the transaction in real time. So it's not clear to me
> how
> the transaction limit will prevent loss (or theft). If the transaction is
> later declined then the merchant has a loss.
>
> > It might be worth asking Bendigo to make a similar adjustment.
>
> This doesn't prevent RFID card skimming; the concern raised by Craig.
>
> Harry
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